All USATF clubs are covered under USATF practice insurance when they renew their annual USATF club membership and submit the appropriate applications and fees.
The insurance application is in addition to the USATF club application.
When the insurance application is submitted it must identify the location where practice is held.
One insurance application and associated fee is required for each practice location.
Only USATF athletes who are members of the insured club will be covered by USATF insurance.
An unattached athlete, regardless of membership in USATF, is not covered while attending practice at the same location an insured club is practicing.
If a club wants to invite or permit an unattached athlete to practice a few times (tryout 1-3 times maximum) the unattached athlete is covered vicariously for those few times. During this tryout, the athlete must be a current USATF member and should bring proof of membership before attending. Beyond that, a decision needs to be made to join and no more tryouts allowed for the remaining year. Coverage cannot extend indefinitely.
Each club should set their own policy for "Tryouts" for unattached USATF member athletes.
